Motor Insurance

Motor Insurance is mandatory for all vehicles (motorcycles, cars or lorries) using Malaysian public roads under the Road Transport Act 1987. E-insure provide you a variety of motor insurance plans with features for you to compare.

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Why Should You Buy Motor Insurance

The cover is required in respect of legal liability for death or bodily injury to third party (excluding passengers).
Protection shield for 1st party policy (Comprehensive), 2nd party policy (Third Party, Fire & Theft) and 3rd party policy (Third Party)
With a valid insurance policy, you will able to get and renew your road tax for your vehicle.

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Liberalisation of motor insurance means that the price, scope of coverage and terms and conditions will no longer be dictated by the Motor Tariff.
The sum insured should always be based on the market value of the car at the time of applying for the insurance policy.
A no-claims bonus (NCB), or no-claims discount, is a count of the number of years in which you haven’t made a claim on your car insurance policy. These discounts are accumulated each year and the insurer will give you discount on your premium policy, range from 25% to 55% (max).
Not included in standard plan. You can cover this extension with additional premium. However, there are some insurance company offers value-added service which cover loss/damage caused by convulsions of nature.
You may cancel your motor insurance policy by giving written notice as soon as possible, inclusive of the date you want to stop the policy. Refund of premium, however, is subject to the terms and conditions stipulated in the policy.

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